You'll report to the Finance Manager and work within a lean finance team. You'll collaborate directly with external advisors — DATEV, tax counsel, and auditors — as well as with the broader leadership team on reporting and compliance.

• Drive the monthly accounting close across Cloover entities — cut close time and improve predictability.
• Own the books in DATEV. Improve structure so numbers flow cleanly into management, lender, and investor reporting.
• Lead monthly and annual group consolidation (HGB & IFRS).
• Prepare and maintain intercompany reconciliations and process intercompany transactions across German, Dutch, Swedish, Swiss, and other entities.
• Support the preparation of monthly, quarterly, and annual financial statements.

Accounts Payable, Receivable & Complex Products

• Own the AP and AR cycle, including invoice reconciliation and payment runs.
• Partner with the finance team on how revenue, funding costs, and receivables should be booked for Cloover's core financing products and associated structures.

VAT & Compliance

• Own VAT-related topics (domestic & international) in collaboration with external tax advisors.
• Ensure compliance with local and international reporting and compliance requirements.

External Stakeholders & Systems

• Act as primary interface with DATEV, tax advisors, and auditors.
• Optimize accounting processes in close collaboration with external advisors and auditors.
• Contribute to the ERP selection and roll-out that will replace the current DATEV-only setup.
• Drive the further development and automation of financial processes.

We care more about how you think and what you've built than where you've been. Here's what will set you up for success in this role:

We keep things transparent and respect your time. Most go from first call to offer in under three weeks.

This is a hands-on role with a clear path to senior ownership as we grow. If you want direct exposure to credit risk in a high-growth fintech reshaping renewable energy financing across Europe, this is your seat.

You'll report to our Co-Founder & CFO and work closely with senior management from day one.

• Execute and continuously refine consumer credit assessments using company financials and bureau data.

• Continuously improve underwriting criteria through both process and technology enhancements, flag edge cases to the Head of Risk, and ensure every decision is defensible, documented, and aligned with our risk appetite.

• Set and monitor exposure limits per partner based on financial health and performance metrics, and coordinate site visits, sample testing, and periodic reviews to maintain partner quality.

• Run full KYB, AML and anti-fraud screening on installer partners: UBO verification, credit checks, and ongoing compliance monitoring.
  
  

Portfolio monitoring, modelling and risk management technology:

• Build and maintain portfolio monitoring dashboards tracking credit quality, concentration risk, and early warning signals — the analytical backbone of the risk function.

• Build and support native technologies that help the underwriting team manage risk.

• Build and refine risk models that support underwriting decisions and portfolio management as the book scales.

• Analyse trends across regions, installers, and customer segments to identify emerging risks before they become portfolio events.

• Prepare risk reporting for internal stakeholders and support covenant monitoring across our financing vehicles.

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  • 2–3 years of relevant experience in a credit risk decisioning role — financial analysis, underwriting, and portfolio management.

  • Bachelor's degree minimum in Finance, Economics, Business, or a related field.

  • AI-literate for the development and maintenance of in-house technologies for risk management.

  • Excel power user — comfortable building models from scratch and analysing large datasets without needing a template to start from.

  • Flags concerns and challenges assumptions before they become problems — doesn't wait to be asked.

  • Works with precision in a fast-moving environment: detail-oriented without being slow, rigorous without being rigid.

  • Fluent in English and German — both required, given our markets and counterparties.

  • Based in Berlin and energised by being in the room. We're intentionally office-first — decisions get made in real time, risk calls get stress-tested over lunch, and the founding team is ten metres away. If that's how you thrive, you'll feel at home here.
    
    Nice to have — but not required:

    • Experience with BI tools such as Metabase, Power BI, or Tableau, or credit decisioning platforms.

    • Programming skills in Python or R.

Don't meet every requirement? Apply anyway. We hire for potential and perspective — credentials are a starting point, not a ceiling.

• Intro call (30 min) — We want to understand what you're looking for, not just screen your CV.
• Hiring manager interview (30 min) — We go deep: your experience, your thinking, how you approach problems.
• Case study (1 hour) — You get the brief in advance. We care about your approach — not whether you land on the right answer.
• Offer & signed contract.

Need any adjustments at any stage? Just let us know.

You'll report to the Head of Portfolio Management and work within a cross-functional team spanning Finance, Operations, Risk, and Compliance.

• Currently enrolled in or recently graduated from a degree in Business, Finance, Economics, Operations, or a related field — and ready to apply it in a fast-moving environment.
• Works through complex operational data methodically: catches the error in row 847, documents why it happened, and closes the loop.
• Comfortable in Excel or Google Sheets and at least curious about SQL — you don't need to be a data engineer, but you're not afraid of a pivot table or a basic query.
• Uses AI tools (Claude, Claude Code, or similar) as a natural part of daily work — not as a novelty, but as a productivity layer that you've already integrated into how you operate.
• Fluent in both German and English, written and verbal, and communicates clearly — stakeholders across Finance, Ops, and Risk should always know where something stands.
• Takes ownership without being chased: if something's broken, you flag it; if something's slow, you find a way to speed it up.
• Based in Berlin and energized by being in the room. We're intentionally office-first — decisions get made in real time, prototypes get stress-tested over lunch, and the founding team is ten meters away. If that's how you thrive, you'll feel at home here.

Nice to have (but not required):

• Experience with BI or data visualisation tools (Metabase, Looker, or similar)
• German language proficiency (B2 or above)

Don't meet every requirement? Apply anyway. We hire for potential and perspective — credentials are a starting point, not a ceiling.

• Intro call (30 min) — We want to understand what you're looking for, not just screen your CV.
• Hiring manager interview (30 min) — We go deep: your experience, your thinking, how you approach problems.
• Case study (1 hour) — You get the brief in advance. We care about your approach — not whether you land on the right answer.
• Offer & signed contract.

Need any adjustments at any stage? Just let us know.

In most climate tech companies, design is an afterthought. At Cloover it isn't — and that's exactly why this role exists. We're looking for a Senior Product Designer to take on significant ownership across our core products, designing for two fundamentally different audiences: trade professionals running their businesses, and homeowners making one of the biggest financial decisions of their lives. You'll work across a B2B web app and a consumer mobile product — two very different contexts, interaction models, and levels of technical literacy. In a category where design quality is genuinely low, there's real room to raise the bar.

• 5–8 years designing UX and UI for software products — enough to work fully autonomously, raise the bar on craft, and mentor others as the team scales.
• A portfolio that shows both the quality of your output and how you think through design problems — process matters as much as polish.
• Mastery of Figma and modern prototyping tools, with strong experience building and maintaining design systems from the ground up.
• Exceptional UI skills: visual design, layout, typography, and component-level thinking that holds up across two very different product contexts.
• Collaborates closely with engineers and PMs — can translate ambiguous requirements into clear design direction and give developers what they need to ship without follow-up.
• Based in Berlin and energised by being in the room. We're intentionally office-first — decisions get made in real time, prototypes get stress-tested over lunch, and the founding team is ten metres away. If that's how you thrive, you'll feel at home here.

Nice to have (but not required):

• Experience designing for both B2B and consumer audiences, ideally in fintech, onboarding flows, or complex operational tools.
• German language proficiency (B2 or above).

• Intro call (30 min) — We want to understand what you're looking for, not just screen your CV.
• Hiring manager interview (30 min) — We go deep: your experience, your thinking, how you approach problems.
• Case study (1 hour) — You get the brief in advance. We care about your approach — not whether you land on the right answer.
• Offer & signed contract.

Need any adjustments at any stage? Just let us know.

You'll work at the intersection of engineering, operations, and real customer problems, turning ambiguous challenges into well-defined, reliably shipped product. This isn't a coordination role. You'll be close to the work, making daily decisions that shape what gets built and how.

You'll own both customer-facing features and the internal infrastructure that powers our operations, from installer onboarding and KYC to invoicing and credit workflows.

You'll report to our Co-Founder & CPO and work within a cross-functional squad alongside engineers and designers. From your first week, your work will reach real customers.

• 5-10+ years of experience as a Product Manager in a software-driven environment, with a track record of shipping product that moved real metrics.
• Strong experience with backlog ownership, story writing, and working closely with engineering teams on a daily basis.
• The ability to go from a vague problem space to a clear product direction through research, structured thinking, and good judgement under uncertainty.
• A pragmatic approach to trade-offs between speed, quality, and scope — you know when to ship and when to push back.
• Comfortable making decisions with imperfect information — you identify what needs solving and move forward without waiting to be directed.
• Experience running discovery: user interviews, data analysis, usability testing, or other methods to validate direction before building.
• You thrive in environments where urgency is the norm, not the exception.
• Strong communication skills across technical and non-technical stakeholders.
• Based in Berlin and energised by being in the room. We're intentionally office-first — decisions get made in real time, prototypes get stress-tested over lunch, and the founding team is ten metres away. If that's how you thrive, you'll feel at home here.

Nice to have (but not required):

• Experience with B2B fintech, embedded finance, or process-heavy internal tooling.
• German language skills, given our installer base and internal stakeholders.

Don't meet every requirement? Apply anyway. We hire for potential and perspective — credentials are a starting point, not a ceiling.

• Intro call (30 min) — We want to understand what you're looking for, not just screen your CV.
• Hiring manager interview (30 min) — We go deep: your experience, your thinking, how you approach problems.
• Case study (1 hour) — You get the brief in advance. We care about your approach — not whether you land on the right answer.
• Offer & signed contract.

Need any adjustments at any stage? Just let us know.

• Performance pay. Strong base, bonus tied to outcomes, and meaningful equity — recognised when it happens, not locked behind annual cycles.
• AI-native & unthrottled. Unlimited enterprise-grade AI — no caps, no approval process. Every role, every team. The grunt work disappears so you can focus on what actually requires human judgement.
• Real ownership on a real mission. From day one you're shaping decisions that impact thousands of installers. We're not just building software — we're powering the energy transition across Europe.
• Grow faster than anywhere else. You'll work directly alongside the founding team and world-class investors. If you're building toward your own venture one day, there's no better room to be in.
• The basics, done well. Prenzlauer Berg office with the latest Apple hardware. Free breakfast and dinner, stocked kitchen, regular team events, 25 days vacation, Urban Sports Club (M), company discounts, a fully covered Deutschlandticket, and a free monthly base fee on Cloover's own green power tariff

You'll collaborate closely with cross-functional teams, integrate secure authentication flows, and use AI tools to raise your output without lowering your standards. If you enjoy autonomy, shipping frequently, and tackling challenges across the entire stack — including occasional no-code and low-code systems — you'll feel at home here.

You'll report to our CTO and work within a cross-functional squad. From your first week, your work will be in production.

• 8–10 years of professional software engineering experience, with strong JavaScript and TypeScript skills across both frontend and backend.
• Strong cloud infrastructure experience, ideally on Google Cloud Platform, with hands-on Terraform or equivalent IaC practice.
• Database expertise across SQL and NoSQL — schema design, indexing, and query optimisation at production scale.
• Proven API development experience across REST and GraphQL, with a track record of building APIs others can rely on.
• Works independently in a fast-moving environment, takes cross-functional ownership, and moves without waiting to be directed.
• Based in Berlin and energised by being in the room. We're intentionally office-first — decisions get made in real time, prototypes get stress-tested over lunch, and the founding team is ten metres away. If that's how you thrive, you'll feel at home here.
• Fluent in English.

Nice to have (but not required):

• Knowledge of auth protocols beyond the basics: OAuth, OpenID Connect, SSO, session management.
• Familiarity with no-code and low-code platforms — Bubble.io specifically, as parts of our stack use it.

• Intro call (30 min) — We want to understand what you're looking for, not just screen your CV.
• Hiring manager interview (30 min) — We go deep: your experience, your thinking, how you approach problems.
• Case study (1 hour) — You get the brief in advance. We care about your approach — not whether you land on the right answer.
• Offer & signed contract.

Need any adjustments at any stage? Just let us know.

You'll report to our CTO and operate across squads. From your first week, your decisions will be shaping systems that reach thousands of installer partners directly.

• 10+ years of professional software engineering experience, operating as a Staff or Senior engineer — leading initiatives, not just executing them.
• Deep experience building high-stakes systems where reliability and correctness matter more than raw scale. You know what good looks like when each transaction carries real value.
• Strong JavaScript and TypeScript across frontend and backend. Comfortable across the full stack and opinionated about quality.
• Cloud infrastructure depth, ideally on Google Cloud Platform, with hands-on Terraform or equivalent IaC practice at production scale.
• Strong relational database expertise: schema design, indexing, query optimisation, and performance tuning at scale.
• Proven experience building well-designed APIs that others can rely on and build on top of.
• Works without waiting to be directed. Takes cross-functional ownership. Moves fast and brings others with them.
• Based in Berlin and energized by being in the room. We're intentionally office-first — decisions get made in real time, prototypes get stress-tested over lunch, and the founding team is ten meters away. If that's how you thrive, you'll feel at home here.
• Fully proficient in English (C2).

Nice to have (but not required):

• Deep knowledge of auth protocols: OAuth, OpenID Connect, SSO, session management. You've built this, not just consumed it.
• German language skills.

Don't meet every requirement? Apply anyway. We hire for potential and perspective — credentials are a starting point, not a ceiling.

• Intro call (30 min) — We want to understand what you're looking for, not just screen your CV.
• Hiring manager interview (45 min) — We go deep: your experience, your technical thinking, how you lead through ambiguity.
• Case study (1 hour) — You get the brief in advance. We care about your approach — not whether you land on the right answer.
• Offer & signed contract.

Need any adjustments at any stage? Just let us know.