Quantitative Portfolio Manager, Associate (on-site)

Berlin

Full-time

Permanent employee

Intro

Are you a quantitative, numbers-driven problem solver with a passion for energy and finance?

Cloover is one of Europe's fastest-growing climate fintechs, backed by leading investors and managing billions in credit facilities to accelerate the energy transition. We're looking for a Portfolio Management & Corporate Finance Associate to own quantitative modelling, portfolio analytics, and AI-enabled automation across our finance function. You will work directly with the CFO and senior management to build the models, systems, and intelligent workflows that power Cloover's financial operations. This is a hands-on, high-ownership role at the intersection of credit, corporate finance, and technology.

Your mission

Quantitative Modelling & Portfolio Analytics

Build and own financial models spanning credit portfolio performance, corporate valuation, capital deployment, debt structuring, and refinancing scenarios.
Monitor Cloover's credit portfolio in real time across multiple European markets and financing vehicles: vintage performance, concentration risk, covenant compliance, pool-level KPIs.
Build and refine predictive models covering default probability, loss severity, prepayment behaviour, and scenario outcomes.
Run stress tests and sensitivity analyses that inform investment, structuring, and board-level decisions.
Produce financial reporting, forecasts, and analytical inputs that drive management decisions and support capital markets transactions.

AI-Enabled Workflows, Agents & Automation

Design and implement agentic AI systems that execute multi-step financial workflows: data extraction, validation, analysis, and recommendations with human-in-the-loop checkpoints.
Build autonomous monitoring agents that scan portfolio performance, flag covenant breaches, detect payment anomalies, and trigger early warning escalations.
Develop LLM-powered copilot tools that let the finance team query portfolio data, deal documentation, and financial models using natural language.
Architect RAG pipelines connecting structured data (portfolio metrics, models) with unstructured sources (loan agreements, servicer reports, regulatory filings) for instant, context-aware retrieval.
Automate end-to-end financial processes: investor reporting, underwriting checks, data reconciliation, covenant compliance monitoring, and KPI dashboards.
Evaluate and integrate emerging AI tooling to keep Cloover's financial AI stack at the frontier.

Investor & Lender Reporting

Manage relationships with lenders, investors, and financing partners across Europe.
Build and deliver investor reports, lender presentations, and due diligence responses.
Build a reporting infrastructure that scales with the portfolio, not linearly with headcount.

Your profile

We don’t expect you to tick every box. What matters most is how you think, your level of ownership, and your willingness to learn.

2–5 years of experience in credit markets, structured finance, corporate finance, or a quantitative role (bank, asset manager, fintech, or similar)
Degree in Finance, Economics, Mathematics, Statistics, Engineering, or a related quantitative field from a top-tier university.
Strong skills in Python or R; solid SQL knowledge is expected
Fluent with complex financial models, large datasets, and risk frameworks.
High ownership mindset with a bias for action, you take responsibility and follow through
Strong analytical thinking and problem-solving skills
Excellent English

Nice to have (but not required)

Experience with machine learning, LLMs, or AI tooling (LangChain, vector databases)
Familiarity with BI tools (Metabase, Power BI, Tableau) and advanced Excel
Interest in energy transition topics (solar, storage, electrification)
German language skills

Our Hiring Process:
We keep things transparent and respect your time. Here's what to expect:
Intro call (15 min) → Hiring manager Interview (30 min) → Case study (1 hour) → Offer & signed contract

Why us?

Competitive Salary
Real ownership from day one, you'll shape product decisions that affect real customers across Europe
A mission that matters: we're helping accelerate the shift to renewable energy, one installer at a time
Free Urban Sports Club (M) membership
Free breakfast and dinner at the office, plus snacks and drinks throughout the day
Modern office in Berlin Prenzlauer Berg with Apple hardware
25 days of paid vacation
Regular team events to celebrate milestones
An international team with direct exposure to world-class investors

Diversity, Equity & Inclusion:
We believe the energy transition belongs to everyone, and so does our team. At Cloover, we welcome people of all backgrounds, identities, religions and experiences. We hire for potential and perspective, not just credentials.
Don't meet every requirement? We mean it when we say apply anyway, we hire for potential and perspective, not just credentials.
If you need any accommodations during the application or interview process, just let us know. We're happy to support you.

About us

At Cloover, our mission is to empower 1 billion people to be part of a sustainable world — with just one click, no barriers, no compromise. We're building the AI operating system for the energy transition: a platform that supports installation companies across solar, heat pumps, e-mobility, energy renovation, and much more.

Our platform combines software and embedded financing solutions to help installers scale their sales, generate more leads, and run projects more efficiently — while making it easier for households to switch to renewable energy.

We're growing fast, currently active in Germany and Austria, and gearing up to expand into further European markets. We're backed by world-class investors, have $1.2 billion in committed funding, and recently closed a €22 million Series A round. The best part? We're just getting started.