Portfolio Management Intern

Intern / Student, Full-time · Berlin

Intro
Are you a top-performing, numbers-driven problem solver with a passion for energy and finance?
At Cloover, we’re looking for an exceptional Portfolio Management Intern to join our risk and underwriting team. You will work directly with senior management on debt sizing, risk modelling, and credit underwriting — gaining exposure to the inner workings of a fast-scaling fintech in the renewable energy sector. This is a high-responsibility role where precision, speed, and deep analytical thinking are essential.
Your mission

Underwriting & Risk Modelling

  • Perform detailed credit assessments of customer applications, applying internal scoring models and external data sources.

  • Develop and refine risk models to evaluate portfolio performance, default risk, and financial outcomes under different scenarios.

  • Conduct stress tests and sensitivity analyses to support investment and risk management decisions.

Portfolio Management

  • Support monitoring of Cloover’s financing portfolio, including exposure tracking, refinancing, and hedging.

  • Identify patterns in delinquency and support interventions to maintain portfolio quality.

  • Drive automation of underwriting processes and credit monitoring tools.

Financial & Strategic Support

  • Assist in preparing reports and analyses for investors, lenders, and internal stakeholders.

  • Contribute to structuring of debt facilities and forward flow agreements.

Your profile
  • Outstanding academic track record in Finance, Economics, Engineering, Mathematics, or another quantitative discipline from a top-tier university.

  • Strong quantitative and analytical skillset; able to handle complex datasets, financial models, and risk frameworks with precision.

  • Passion for energy markets and the energy transition, with a strong drive to contribute to decarbonisation.

  • Fast thinker with the ability to work under pressure and deliver accurate results at speed.

  • Hard-working, entrepreneurial mindset with high personal accountability — you thrive in environments with freedom and uncertainty.

  • Excellent written and verbal communication skills in English.

  • Bonus (not required): Knowledge of German

Why us?
  • Join Europe’s fastest-growing climate fintech, driving impact at scale.

  • Exposure to triple-A investors, banks, and institutional lenders.

  • Work directly with the CFO and senior management, shaping real deals and decisions.

  • Based in our central Berlin office (Prenzlauer Berg).

  • Find balance with an Urban Sports Membership and a vibrant international team.

About us
At Cloover, our mission is to empower 1 billion people to become part of the sustainable world of tomorrow by providing hassle-free access to renewable energy at the click of a button. Join the race to achieve Net Zero and enable everyone to play a role in the energy transition.

We’re building the OS for renewable energy installers, streamlining their operations from financing to working capital management. Our platform enables providers of renewable technologies to offer embedded financing options to their customers, empowering more individuals and businesses to install solar panels, battery storage, EV charging stations, and heat pumps, transforming them into independent energy suppliers.

We aim to make sustainable financing simpler, faster, and more affordable, bringing renewable energy to every household and business.      
 
We are on an exciting growth journey, currently operating in the Netherlands, Sweden, Switzerland, and Germany, with plans to expand to additional European markets in the coming year.

            
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Your application!
We appreciate your interest in Cloover. Please fill in the following short form. Should you have any difficulties in uploading your files, please contact us by mail at contact@cloover.co.
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